232 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 232 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,675 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (May 2022)
Tax Bill	$4,582 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97133-32-012`

Property Details

APN / Parcel Number

Primary APN	`97133-32-012`
Alternative APN	`R0061450`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
Basement Area	1,675 sqft
Finished Basement	1,507 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	954 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0061450
Old Parcel Number	9713332012
Street Address	232 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF LOTS 11 & 12, BLK 7, L C MOORES 2ND, FTC
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	SW
Legal Subdivision	MOORE S L C
Legal Block	7
Legal Lot Number	11&12 12
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2051
Census Tract	700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Apr 21, 2005
Deed Document Number	20220033488
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 25, 2022
Property Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051
Document Number	0000033488
Instrument Date	May 23, 2022
Instrument	20220033488
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051

Mortgage

Document Number	0000033489
Date	May 25, 2022
Instrument	20220033489

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051

Mortgage

Document Number	0000107073
Date	Nov 23, 2021
Instrument	20210107073

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029667
Date	Apr 30, 2020
Instrument	20200029667

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	232 E PROSPECT RD, FORT COLLINS, CO 80525-1051
Document Number	0000006049
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E PROSPECT RD FORT COLLINS CO 805251051, FORT COLLINS, CO 80525-1051

Mortgage

Document Number	0000006049
Date	Jan 27, 2017
Instrument	6049

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,582.00 (+6.24%)	$45,981 (-9.72%) Land $3,750 Building $42,231	$735,700 (-3.22%) Land $60,000 Building $675,700
2023	$4,313.00 (+19.24%)	$50,933 (+32.96%) Land $4,020 Building $46,913	$760,200 (+37.92%) Land $60,000 Building $700,200
2022	$3,617.00	$38,308 Land $4,170 Building $34,138	$551,200 Land $60,000 Building $491,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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