325 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 325 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,792 sqft · built 1924
Lot Size	0.166 acres (7,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (May 2024)
Tax Bill	$3,355 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`97242-11-001`

Property Details

APN / Parcel Number

Primary APN	`97242-11-001`
Alternative APN	`R0109878`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,118 sqft
Basement Area	754 sqft
Finished Basement	674 sqft
Unfinished Basement	80 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,212 sqft (0.166 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	415 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0109878
Street Address	325 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMN
Legal Description	LOT 1 & 1/2 VAC ALLEY ON S SIDE SD LOT, JUSTICE PLACE, FTC
Legal Range	69W
Legal Township	7N
Legal Section	24
Legal Subdivision	JUSTICE PLACE
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4007
Census Tract	901

Owner

Source: Larimer County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE LLC
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit CANVAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	202421475
Prior Transfer Date	Jul 29, 2011
Prior Transfer Doc	0000045584
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	325 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049348
Date	Nov 16, 2023
Instrument	20230049348

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	325 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065746
Date	Nov 7, 2022
Instrument	20220065746

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	325 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001732
Date	Jan 9, 2018
Instrument	20180001732

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	325 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054564
Date	Jul 22, 2020
Instrument	20200054564

Lender

Name	HOME MORTGAGE ALLIANCE LLC
Type	Mortgage Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	325 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116563
Date	Dec 28, 2021
Instrument	20210116563

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,355.00 (+17.8%)	$33,675 (-3.47%) Land $2,375 Building $31,300	$538,800 (+3.48%) Land $38,000 Building $500,800
2023	$2,848.00 (+61.36%)	$34,887 (+86.6%) Land $2,546 Building $32,341	$520,700 (+93.57%) Land $38,000 Building $482,700
2022	$1,765.00	$18,696 Land $2,641 Building $16,055	$269,000 Land $38,000 Building $231,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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