Larimer County property record for 315 E Prospect Rd, Fort Collins, CO 80525
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,536 sqft · built 1918 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Dec 2017) |
| Tax Bill | $4,965 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 97242-11-007 |
| Primary APN | 97242-11-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| Basement Area | 953 sqft |
| Finished Basement | 952 sqft |
| Interior Walls | Plaster |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Type | Detached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 851 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R0109932 |
|---|---|
| Old Parcel Number | 9724211007 |
| Street Address | 315 E PROSPECT RD |
| City | FORT COLLINS |
| State | CO |
| Zip | 80525-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7, LESS S 124 FT, JUSTICE PLACE, FTC |
| Legal Range | 69 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Quarter | NW |
| Legal Subdivision | JUSTICE PLACE |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 901 |
315 E Prospect Rd is owned and occupied by two individuals who bought it in December 2017.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E PROSPECT RD, FORT COLLINS, CO 80525-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Dec 7, 2017 | Warranty Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on File |
| Deed Sale | Dec 7, 2017 · Amount on File |
| Prior Sale | Dec 4, 2002 |
| Deed Document Number | RECEPT # 20170082384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 315 E PROSPECT RD, FORT COLLINS, CO 80525-1052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000000002 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 20200000002 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Dec 7, 2017 |
| Property Address | 315 E PROSPECT RD, FORT COLLINS, CO 80525-1052 |
| Document Number | 0000082384 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 82384 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 E PROSPECT RD FORT COLLINS CO 805251052, FORT COLLINS, CO 80525-1052 |
The 2025 property tax bill for 315 E Prospect Rd was $4,965.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,965.00 | $49,831 Land $2,375 Building $47,456 | $797,300 Land $38,000 Building $759,300 |
| 2023 | $4,692.00 (+41.67%) | $55,081 (+57.03%) Land $2,546 Building $52,535 | $822,100 (+62.89%) Land $38,000 Building $784,100 |
| 2022 | $3,312.00 | $35,077 Land $2,641 Building $32,436 | $504,700 Land $38,000 Building $466,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 E Prospect Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 E Prospect Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Vistabeam.
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