Schenectady County and Schenectady City property record for 310 Division St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,332 sqft · built 1910 |
| Lot Size | 0.075 acres (3,277 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Feb 2022) |
| Tax Bill | $5,440 (2026) |
| Deeds & Mortgages | Mar 2025 Transfer Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.44-2-63 |
| Primary APN | 421500 49.44-2-63 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Total Area |
| 1st Floor Area | 1,166 sqft |
| 2nd Floor Area | 1,166 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,277 sqft (0.075 acres) |
| Lot Dimensions | 101 ft deep x 32.4 ft wide |
| Porch | Slab |
| Porch Area | 410 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 310 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1110 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 63.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 310 DIVISION ST, SCHENECTADY, NY 12304-1110 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 18, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 1, 2022 | Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on Record |
| Deed Sale | Feb 1, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2003 · Amount on Record |
| Deed Document Number | 20225549 |
| Deed Book / Page | 2078 / 10 |
| Last Transfer Date | Feb 11, 2025 |
| Transfer Doc | 0000006420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 18, 2025 |
| Property Address | 310 DIVISION ST, SCHENECTADY, NY 12304-1110 |
| Document Number | 0000006420 |
| Instrument Date | Mar 18, 2025 |
| Instrument | 202506420 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 636 MACDONALD AVE, BELLPORT, NY 11713-1649 |
| Name | Verified Name |
|---|---|
| Address | 310 DIVISION ST, SCHENECTADY, NY 12304-1110 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 1, 2022 |
| Property Address | 310 DIVISION ST, SCHENECTADY, NY 12304-1110 |
| Document Number | 0000005549 |
| Book / Page | 2078 / 10 |
| Map Reference | CAB A-13 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 202205549 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2653, GLENVILLE, NY 12325-0653 |
| Name | Verified Name |
|---|---|
| Address | 117 25147TH STREET, JAMAICA, NY 11436 |
| Document Number | 0000005550 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 202205550 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,440.00 (+0.76%) | ||
| 2025 | $5,399.00 (+11.25%) | $85,100 (-) Land $12,800 Building $72,300 | $140,917 (+30.82%) Land $21,196 Building $119,721 |
| 2023 | $85,100 (-) Land $12,800 Building $72,300 | $107,722 (+3.8%) Land $16,203 Building $91,519 | |
| 2022 | $85,100 Land $12,800 Building $72,300 | $103,780 Land $15,610 Building $88,170 | |
| 2021 | $4,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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