Schenectady County and Schenectady City property record for 349 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 996 sqft · built 1947 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Oct 2009) |
| Tax Bill | $6,217 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.62-2-16 |
| Primary APN | 421500 60.62-2-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Canopy | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 349 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 308 PTS OF 1 WOOD & GAR |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 349 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 8, 2017 | Loan Modification, Mortgage · Conventional with PMI PHH MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2009 · Amount on Record |
| Deed Sale | Oct 15, 2009 · Amount on Record |
| Prior Sale | Oct 15, 2009 · Amount on Record |
| Deed Book / Page | 1809 / 164 |
| Prior Transfer Date | Mar 7, 2003 |
| Prior Transfer Doc | 1646000109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 349 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000014563 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202614563 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 349 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000014563, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202614563 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 9, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 349 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000056793 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 349 CHISWELL RD SCHENECTADY NY 123043807, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000056793 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 004808/000234 |
| Instrument | 56793 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 349 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000055358 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 349 CHISWELL RD SCHENECTADY NY 123043807, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000055358 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 004805/000842 |
| Instrument | 55358 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,217.00 (+2%) | ||
| 2025 | $6,095.00 (+4.13%) | $125,600 (-) Land $18,800 Building $106,800 | $207,981 (+30.82%) Land $31,131 Building $176,850 |
| 2023 | $125,600 (-) Land $18,800 Building $106,800 | $158,987 (+3.8%) Land $23,797 Building $135,190 | |
| 2022 | $125,600 Land $18,800 Building $106,800 | $153,171 Land $22,927 Building $130,244 | |
| 2021 | $5,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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