32270 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32270 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,061 sqft · built 2019
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Nov 2022)
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0020-00200-0070`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0020-00200-0070`
Alternative APN	`0618901`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	2,061 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	603 sqft
Porch	Porch
Porch Area	319 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0618901
Street Address	32270 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1A PB 68 PG 116 BLOCK 2 LOT 7
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1A
Legal Tract	20
Legal Block	2
Legal Lot Number	7
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3032
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 14, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Feb 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	2022237040
Deed Book / Page	10718 / 1552
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 3, 2022
Property Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0107181552
Book / Page	10718 / 1552
Map Reference	MB 68 PG 116-118
Instrument Date	Oct 28, 2022
Instrument	2022237040
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4311 CAIROLI CT, 4311, WESLEY CHAPEL, FL 33543-2209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Investor	Possibly a Property Investor

Mortgage

Document Number	0107181554
Date	Nov 3, 2022
Instrument	10718/1554

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 14, 2019
Property Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0099562344
Book / Page	9956 / 2344
Map Reference	MB 68 PG 116-118
Instrument Date	Jul 18, 2019
Instrument	2019138157
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number	0099562348
Date	Aug 14, 2019
Instrument	9956/2348

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 1, 2019
Property Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0098531612
Book / Page	009853 / 001612
Instrument Date	Feb 1, 2019
Instrument	18365
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,332.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Sep 5, 2018
Property Address	32270 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0097831126
Book / Page	009783 / 001126
Instrument Date	Aug 30, 2018
Instrument	150529
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,310.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12602 TELECOM DR TEMPLE TERRACE FL 336370935, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,109.00 (+0.34%) Homeowner's exemption	$394,558 (-1.72%) Land $84,822 Building $309,736	$394,558 (-1.72%) Land $84,822 Building $309,736
2023	$4,095.00 (-44.26%) Additional exemption filed	$401,455 (+51.83%) Land $71,120 Building $330,335	$401,455 (+24.49%) Land $71,120 Building $330,335
2022	$7,346.00	$264,410 Land $59,712 Building $204,698	$322,489 Land $59,712 Building $262,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Watoga Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures