Pasco County property record for 32245 Watoga Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,061 sqft · built 2019 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Oct 2019) |
| Tax Bill | $6,830 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-20-0020-00100-0100 |
| Primary APN | 35-26-20-0020-00100-0100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 2,061 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,325 sqft (0.145 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 603 sqft |
| Porch | Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0618807 |
|---|---|
| Street Address | 32245 WATOGA LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-3996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNION PARK PHASE 1A PB 68 PG 116 BLOCK 1 LOT 10 OR 8365 PG 0491 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | UNION PARK |
| Legal Phase | 1A |
| Legal Tract | 20 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32108 |
Source: Pasco County records · APN 35-26-20-0020-00100-0100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32245 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Feb 01, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | Feb 01, 2019 · Amount on Record |
| Deed Document Number | 2019176924 |
| Deed Book / Page | 9990 / 2913 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 32245 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0099902913 |
| Book / Page | 9990 / 2913 |
| Map Reference | MB 68 PG 116-118 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019176924 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 32245 WATOGA LOOP, ZEPHYRHILLS, FL 33543-3996 |
| Document Number | 0099902917 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 9990/2917 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 01, 2019 |
| Property Address | 32245 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0098531612 |
| Book / Page | 009853 / 001612 |
| Instrument Date | Feb 01, 2019 |
| Instrument | 18365 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,332.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099 |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,830.00 (+3.69%) Homeowner's exemption | $264,750 (+5.98%) Land $81,520 Building $183,230 | $373,491 (-2.04%) Land $81,520 Building $291,971 |
| 2023 | $6,587.00 (+9.29%) Additional exemption filed | $249,800 (+3%) Land $67,942 Building $181,858 | $381,251 (+24.63%) Land $67,942 Building $313,309 |
| 2022 | $6,027.00 Homeowner's exemption | $242,530 Land $56,658 Building $185,872 | $305,908 Land $56,658 Building $249,250 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010321083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 398 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 29 (1997–2024) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 31 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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