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32242 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32242 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,200 sqft · built 2014
Lot Size0.199 acres (8,700 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Dec 2016)
Tax Bill$3,589 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-26-20-0020-00200-0050

Property Details

APN / Parcel Number

Primary APN35-26-20-0020-00200-0050
Alternative APN
  • 0618813

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,200 sqft Living Area
Gross Area4,040 sqft
1st Floor Area2,907 sqft
Upper Floors Area293 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,700 sqft (0.199 acres)
Garage Area570 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0618813
Street Address32242 WATOGA LOOP
CityWESLEY CHAPEL
StateFL
Zip33543-3999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionUNION PARK PHASE 1A PB 68 PG 116 BLOCK 2 LOT 5 OR 9478 PG 2986
Legal Range20E
Legal Township26S
Legal Section35
Legal SubdivisionUNION PARK
Legal Phase1A
Legal Tract20
Legal Block2
Legal Lot Number5
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3032
Census Tract32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address32242 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2016 · Amount on Record
Deed SaleDec 30, 2016 · Amount on Record
Prior SaleApr 29, 2014 · Amount on Record
Deed Document Number2016203942
Deed Book / Page9478 / 2986
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address32242 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address32242 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number0108810130
DateSep 6, 2023
Book Page10881/130
Instrument2023158305
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 26, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,589.00 (-60.14%) Homeowner's exemption$383,910 (+5.99%) Land $84,549 Building $299,361$508,542 (-1.67%) Land $84,549 Building $423,993
2023$9,004.00 (+9.44%) Additional exemption filed$362,230 (+3%) Land $70,847 Building $291,383$517,186 (+23.86%) Land $70,847 Building $446,339
2022$8,227.00 Homeowner's exemption$351,680 Land $59,439 Building $292,241$417,553 Land $59,439 Building $358,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 398 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies398 in force
Nearby Flood Claims29 (1997–2024)
Claims Outside the SFHA11 of 29
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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