32218 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32218 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,009 sqft · built 2014
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,300 (Apr 2016)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0020-00200-0030`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0020-00200-0030`
Alternative APN	`0618811`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	2,009 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	604 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	386 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0618811
Street Address	32218 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1A PB 68 PG 116 BLOCK 2 LOT 3 OR 9363 PG 0208
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1A
Legal Tract	20
Legal Block	2
Legal Lot Number	3
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3032
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32218 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 3, 2018	Loan Modification, Mortgage · FHA Mortgage AMERIHOME MTG
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2016 · Amount on Record
Deed Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	0009363208
Deed Book / Page	9009 / 0581
Prior Transfer Date	Mar 21, 2014
Prior Transfer Doc	2014043705
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32218 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32218 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number	0103130042
Date	Mar 31, 2021
Book Page	10313/42
Instrument	2021064004

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32218 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0097803660
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32218 WATOGA LOOP WESLEY CHAPEL FL 335433999, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number	0097803660
Date	Aug 30, 2018
Book Page	009780/003660
Instrument	147900

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	32218 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0097933993
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32218 WATOGA LOOP WESLEY CHAPEL FL 335433999, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number	0097933993
Date	Sep 26, 2018
Book Page	009793/003993
Instrument	163984

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32218 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3999
Document Number	0098073638
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32218 WATOGA LOOP WESLEY CHAPEL FL 335433999, WESLEY CHAPEL, FL 33543-3999

Mortgage

Document Number	0098073638
Date	Oct 24, 2018
Book Page	009807/003638
Instrument	180747

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00 (+4.06%) Homeowner's exemption	$259,350 (+6.65%) Land $82,638 Building $176,712	$351,117 (+0.36%) Land $82,638 Building $268,479
2023	$6,476.00 (+9.28%) Additional exemption filed	$243,180 (+3%) Land $68,936 Building $174,244	$349,868 (+23.72%) Land $68,936 Building $280,932
2022	$5,926.00 Homeowner's exemption	$236,100 Land $57,528 Building $178,572	$282,780 Land $57,528 Building $225,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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