Pasco County property record for 32257 Watoga Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,061 sqft · built 2019 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | Company Name on File |
| Last Sale | $339,600 (Jul 2019) |
| Tax Bill | $7,319 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-20-0020-00100-0110 |
| Primary APN | 35-26-20-0020-00100-0110 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 2,061 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,325 sqft (0.145 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 603 sqft |
| Pool Area | 243 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 319 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0618808 |
|---|---|
| Street Address | 32257 WATOGA LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-3996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | UNION PARK PHASE 1A PB 68 PG 116 BLOCK 1 LOT 11 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | UNION PARK |
| Legal Phase | 1A |
| Legal Tract | 20 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32108 |
Source: Pasco County assessment roll, APN 35-26-20-0020-00100-0110, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Jul 27, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jul 19, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Feb 01, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 0099413368 |
| Deed Book / Page | 9941 / 3368 |
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 0104012543 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0107970515 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 10797/515 |
| Instrument | 2023062633 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0102030241 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 10203/241 |
| Instrument | 2020179587 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSONVILLE, IN 47130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0104012543 |
| Book / Page | 10401 / 2543 |
| Map Reference | MB 68 PG 116-118 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021157083 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0099413368 |
| Book / Page | 9941 / 3368 |
| Map Reference | MB 68 PG 116-118 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2019121738 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,377.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0099413372 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 9941/3372 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 01, 2019 |
| Property Address | 32257 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3996 |
| Document Number | 0098531612 |
| Book / Page | 009853 / 001612 |
| Instrument Date | Feb 01, 2019 |
| Instrument | 18365 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,332.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099 |
Source: Pasco County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,319.00 (+3.82%) Homeowner's exemption | $293,820 (+5.98%) Land $81,520 Building $212,300 | $399,715 (-2.26%) Land $81,520 Building $318,195 |
| 2023 | $7,050.00 (+15.73%) Additional exemption filed | $277,230 (+12.41%) Land $67,942 Building $209,288 | $408,976 (+31.49%) Land $67,942 Building $341,034 |
| 2022 | $6,092.00 Homeowner's exemption | $246,630 Land $56,658 Building $189,972 | $311,024 Land $56,658 Building $254,366 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010321083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 398 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 29 (1997–2024) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 31 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System, water system FL6511361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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