3215 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3215 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,096 sqft · built 1984
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$125,000 (Jan 2017)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-8790`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-8790`
Alternative APNs	`34180201138790` `02183401138790` `3957822.0` `3957822`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Exterior Amenities

Porch	Porch
Patio Area	160 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3957822
Street Address	3215 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13879 & 13880 BLK 445 EXC E 25 FT FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 2541 PG 1431 PER OR 5634 PG 3465 PER OR 6514 PG 1393 PER OR 6552 PG 3403 PER OR 7346 PG 4773
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	445
Legal Lot Number	13880
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1066
Census Tract	83007

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	538 CANAL ST, NEW SMYRNA BEACH, FL 32168-7012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 9, 2017	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Jan 6, 2011 · Amount on Record
Deed Document Number	20174621
Deed Book / Page	7346 / 4773
Prior Transfer Date	Aug 26, 2002
Prior Transfer Doc	4927004131
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3215 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518

Mortgage

Document Number	0081534897
Date	Nov 12, 2021
Book Page	8153/4897
Instrument	2021-272168

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 9, 2017
Property Address	3215 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0073464773
Book / Page	7346 / 4773
Map Reference	MB19 PG243
Instrument Date	Jan 6, 2017
Instrument	2017-004621
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST FLORIDA TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1636 N POINT LONESOME RD, 1636, EDGEWATER, FL 32141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518

Mortgage

Document Number	0073464774
Date	Jan 9, 2017
Book Page	7346/4774
Instrument	2017-004622

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,058 (+2.7%)	$242,480 (+1.19%) Land $49,680 Building $192,800
2025	$2,363.00 (+3.14%) Homeowner's exemption	$171,430 (+5.99%)	$239,640 (+10.19%) Land $49,680 Building $189,960
2023	$2,291.00 (+2.69%) Homeowner's exemption	$161,747 (+3%)	$217,477 (+14.15%) Land $31,280 Building $186,197
2022	$2,231.00 Homeowner's exemption	$157,036	$190,526 Land $27,232 Building $163,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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