3181 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3181 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,447 sqft Living Area
Lot Size10,628 sqft (0.244 acres)
GarageAttached, 647 sqft
Last Sale$420,000 (2022)
Tax Bill$10,073.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-4300
Alternative APNs
  • 263015070000014300
  • 120794

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,447 sqft Living Area
Gross Area4,312 sqft Gross Area
1st Floor1,627 sqft 1st Floor
Upper Floors1,820 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,628 sqft (0.244 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area647 sqft Garage
Porch Area218 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3181 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7106
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 430
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block4300
Legal Lot Number430
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3027
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4300

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3181 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Sep 27, 2022Correction Deed
ACCOMODATION, ACCOMMODATION
Mar 01, 2022Special Warranty Deed, Transfer · Balloon Payment
SWEETPEA HOLDINGS LLC
Jul 20, 2021Trustee's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleMar 01, 2022 · Amount on Record
Deed Doc Number2022145057
Deed Book / Page6291 / 1950
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3181 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Transaction TypeMortgage
Record UpdatedJul 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 S PALM AVE, ORLANDO, FL 32804-2128

Mortgage

Document Number0064272714
DateJun 20, 2023
Book Page6427/2714
Instrument2023079813
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateSep 27, 2022
Property Address3181 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Document Number0062911950
Book / Page6291 / 1950
Map ReferenceMB 16 PG 34-41
Instrument DateJan 21, 2022
Instrument2022145057
Record UpdatedJan 11, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 01, 2022
Property Address3181 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Document Number0061601340
Book / Page6160 / 1340
Map ReferenceMB 16 PG 34
Instrument DateJan 21, 2022
Instrument2022032535
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8733

Mortgage

Document Number0061601344
DateMar 01, 2022
Instrument6160/1344
Lender
NameSWEETPEA HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term36 Months
DueMar 01, 2025

July 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJul 20, 2021
Property Address3181 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Document Number0060052681
Book / Page6005 / 2681
Map ReferenceMB 16 PG 34
Instrument DateJul 19, 2021
Instrument2021112372
Transaction TypeForeclosure
Record UpdatedJan 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,457.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,321.00 (+2.46%)$475,700 (+9.41%) Land $85,000 Building $390,700$475,700 (+9.41%) Land $85,000 Building $390,700
2024$10,073.00 (+6.76%)
2023$9,435.00 (+9.32%)$434,800 (+9.3%) Land $75,000 Building $359,800$434,800 (+9.3%) Land $75,000 Building $359,800
2022$8,631.00$397,800 Land $70,000 Building $327,800$397,800 Land $70,000 Building $327,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pawleys Loop N

Nearby Streets

Search Property Records by Address or Parcel Number