310 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 310 E Oak St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.086 acres (3,749 sqft)
Owner2 Individual Names on Record
Last Sale$6,000 (Nov 2023)
Tax Bill$3,906 (2025)
Deeds & MortgagesNov 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN19 32 434 021

Property Details

APN / Parcel Number

Primary APN19 32 434 021

Exterior

Lot Area3,749 sqft (0.086 acres)

Location & Zoning

Street Address310 E OAK ST
CityWATSEKA
StateIL
Zip60970-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LTS 11 &12 BLK 5 TRACT F 1/6 INT DR
Legal TractF
Legal Block5
Legal Lot Number11,12
JurisdictionIROQUOIS IL
Township / Civil DivisionMIDDLEPORT
Census Block Group1
Census Block1035
Census Tract950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 E OAK ST, WATSEKA, IL 60970-1348
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleAug 13, 2009
Deed Document Number20233409
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateNov 29, 2023
Property Address310 E OAK ST, WATSEKA, IL 60970-1348
Document Number00023R3409
Map ReferenceDOC 91-P-16
Instrument DateAug 13, 2009
Instrument23R3409
Transaction TypeConstruction Loan
Record UpdatedDec 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 W JONES ST, MILFORD, IL 60953-1052

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address310 E OAK ST, WATSEKA, IL 60970-1348

Mortgage

Document Number00023R3410
DateNov 29, 2023
Instrument23R3410
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2033

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionMiddleport Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00 (+165.9%)$44,290 (+42%) Land $2,370 Building $41,920$132,870 (+42%) Land $7,110 Building $125,760
2022$1,469.00 Homeowner's exemption Senior Citizen's exemption$31,190 Land $1,670 Building $29,520$93,570 Land $5,010 Building $88,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims237 (1979–2018)
Claims Outside the SFHA4 of 237
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

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