312 South St, Sumner, IA 50674 Property Records

Bremer County property record for 312 South St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,792 sqft · built 1894
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$30,400 (Oct 2025)
Tax Bill	$732 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-24-329-004`

Property Details

APN / Parcel Number

Primary APN	`04-24-329-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	312 SOUTH ST
City	SUMNER
State	IA
Zip	50674-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-93-11 ROWE 3RD ADD LOT 56
Legal Range	11W
Legal Township	93N
Legal Section	24
Legal Subdivision	ROWE'S 3RD ADD
Legal Lot Number	56
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2013
Census Tract	4700

Owner

Source: Bremer County records · APN 04-24-329-004

Assessment roll updated September 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2468 Y AVE, FAIRBANK, IA 50629-9149
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2025 · Amount on Record
Deed Sale	Oct 09, 2025 · Amount on Record
Prior Sale	Feb 18, 2025 · Amount on Record
Deed Document Number	20253238
Prior Transfer Date	Dec 03, 2021
Prior Transfer Doc	0000000963
Record Updated	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Oct 09, 2025
Property Address	312 SOUTH ST, SUMNER, IA 50674-1538
Document Number	0020253238
Instrument Date	Oct 04, 2025
Instrument	20253238
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	PRIORITY TITLE/FL LLC, PRIORITY T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 Y AVE, FAIRBANK, IA 50629-9149

Mortgage

Document Number	0020253254
Date	Oct 09, 2025
Instrument	20253254

Lender

Name	BANKIOWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2055

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (-35.39%) Homeowner's exemption	$79,120 (-0.08%) Land $13,200 Building $65,920	$79,120 (-0.08%) Land $13,200 Building $65,920
2024	$1,133.00 (+22.89%)
2023		$79,180 Land $11,550 Building $67,630	$79,180 Land $11,550 Building $67,630
2022	$922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), as of January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Hawkeye Telephone Company Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Uniti Group DSL · Fiber in parts of the area	200 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 200 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0970006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.