St. Johns County property record for 284 Navigators Rd, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,349 sqft · built 2023 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $773,600 (Dec 2023) |
| Tax Bill | $10,713 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 009821-0830 |
| Primary APN | 009821-0830 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,349 sqft Living Area |
| Gross Area | 3,969 sqft |
| 1st Floor Area | 2,130 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 284 NAVIGATORS RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112/39-54 MIDDLEBOURNE PHASE ONE LOT 83 OR5878/1722 |
| Legal Subdivision | MIDDLEBOURNE PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 83 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20810 |
Source: St. Johns County records · APN 009821-0830
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 29, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Jun 12, 2023 | Special Warranty Deed, Transfer TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on Record |
| Deed Sale | Dec 29, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2023 · Amount on Record |
| Deed Document Number | 2023100678 |
| Deed Book / Page | 5878 / 1722 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 29, 2023 |
| Property Address | 284 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331 |
| Document Number | 0058781722 |
| Book / Page | 5878 / 1722 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2023100678 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,415.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 284 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331 |
| Document Number | 0058781724 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 5878/1724 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2039 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 12, 2023 |
| Property Address | 284 NAVIGATORS RD, SAINT JOHNS, FL 32259-6331 |
| Document Number | 0057730661 |
| Book / Page | 5773 / 661 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Jun 01, 2023 |
| Instrument | 2023045113 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,946.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,585 (-1.94%) Land $150,000 Building $501,585 | $651,585 (-1.94%) Land $150,000 Building $501,585 | |
| 2025 | $10,713.00 (+6.69%) Homeowner's exemption | $664,478 (+342.99%) | $664,478 (+342.99%) Land $150,000 Building $514,478 |
| 2024 | $10,041.00 (+147.68%) | ||
| 2023 | $4,054.00 | $150,000 | $150,000 Land $150,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 181 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force 172 of 181 on primary residences |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 588 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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