321 E Niagara Ave, Schaumburg, IL 60193 Property Records

Cook County property record for 321 E Niagara Ave, Schaumburg, IL 60193

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,883 sqft · built 1977
Lot Size	0.48 acres (20,922 sqft)
Owner	Trust Name on File
Last Sale	$246,000 (Oct 1998)
Tax Bill	$9,983 (2023)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-34-206-011`

Property Details

APN / Parcel Number

Primary APN	`07-34-206-011`
Alternative APN	`07-34-206-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,883 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,922 sqft (0.48 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 E NIAGARA AVE
City	SCHAUMBURG
State	IL
Zip	60193-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BRANIGARS)(MEADOW)(KNOLLS) SUB OF PT NH SEC 34 & PT SW SEC 27-41-10
Legal Range	10E
Legal Township	41N
Legal Section	27
Legal Subdivision	BRANIGARS MEADOW KNOLLS
Legal Block	2
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	3
Census Block	3015
Census Tract	804803

Owner

321 E Niagara Ave is owner-occupied and held in a trust since July 2003.

Source: Cook County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	321 E NIAGARA AVE, SCHAUMBURG, IL 60193-4709
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 1998 · Amount on File
Deed Sale	Oct 6, 1998 · Amount on File
Deed Document Number	1998487
Last Transfer Date	Jul 15, 2003
Transfer Doc	0000033143
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 E NIAGARA AVE, SCHAUMBURG, IL 60193-4709
Document Number	1831049041
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 E NLAGARA AVE SCHAUMBURG IL 60193, SCHAUMBURG, IL 60193

Mortgage

Document Number	1831049041
Date	Nov 6, 2018
Instrument	31049041

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Schaumburg Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 Land $9,415 Building $37,585	$470,000 Land $94,150 Building $375,850
2023	$9,983.00 (+3.49%)
2022	$9,646.00 Homeowner's exemption Senior Citizen's exemption	$39,294 Land $8,368 Building $30,926	$392,940 Land $83,680 Building $309,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fixed Wireless in parts of the area	100 / 20