Cook County property record for 306 E Niagara Ave, Schaumburg, IL 60193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 1973 |
| Lot Size | 0.447 acres (19,452 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $210,000 (Apr 1996) |
| Tax Bill | $9,990 (2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-34-215-006 |
| Primary APN | 07-34-215-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,452 sqft (0.447 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 306 E NIAGARA AVE |
|---|---|
| City | SCHAUMBURG |
| State | IL |
| Zip | 60193-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BRANIGARS)(MEADOW)(KNOLLS) SUB OF PT NH SEC 34 & PT SW SEC 27-41-10 |
| Legal Range | 10E |
| Legal Township | 41N |
| Legal Section | 27 |
| Legal Subdivision | BRANIGARS MEADOW KNOLLS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | SCHAUMBURG |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 804803 |
306 E Niagara Ave is owner-occupied and held in a trust since December 2024.
Source: Cook County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 306 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1996 · Amount on File |
| Deed Sale | Apr 29, 1996 · Amount on File |
| Prior Sale | Sep 23, 1993 · Amount on File |
| Deed Document Number | 1996683 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0000030292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 14, 2026 |
| Property Address | 306 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711 |
| Document Number | 0000028147 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202628147 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 306 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711 |
| Document Number | 0000028147, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202628147 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 306 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020939110 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2120939110 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Schaumburg Township |
| Municipality | Schaumburg Village |
| Secondary School District | Township High School District 211 (09 - 12) |
| Elementary School District | Schaumburg Community Consolidated School District 54 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,000 Land $8,753 Building $32,247 | $410,000 Land $87,530 Building $322,470 | |
| 2023 | $9,990.00 (+3.16%) | ||
| 2022 | $9,684.00 Homeowner's exemption | $35,999 Land $7,780 Building $28,219 | $359,990 Land $77,800 Building $282,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 306 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHAUMBURG serves 75,750 people · EPA ID IL0314890 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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