326 E Niagara Ave, Schaumburg, IL 60193 Property Records

Cook County property record for 326 E Niagara Ave, Schaumburg, IL 60193

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,760 sqft · built 1970
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Tax Bill$11,013 (2023)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-34-215-002

Property Details

APN / Parcel Number

Primary APN07-34-215-002
Alternative APN
  • 07-34-215-002-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,760 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1971
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address326 E NIAGARA AVE
CitySCHAUMBURG
StateIL
Zip60193-4711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 IN BLK 1 IN BRANIGARS MEADOW KNOLLS PART SW4 OF SEC27 T41N R10E 3P+
Legal Range10E
Legal Township41N
Legal Section34
Legal SubdivisionBRANIGARS MEADOW KNOLLS SUB OF PT NH
Legal Block1
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionSCHAUMBURG
Census Block Group3
Census Block3005
Census Tract804803

Owner

326 E Niagara Ave is owned and occupied by an individual who acquired it in December 1998.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address326 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 7, 1998
Transfer Doc0000000121
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address326 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711
Document Number1732446225
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address326 E NIAGARA AVE SCHAUMBURG IL 601934711, SCHAUMBURG, IL 60193-4711

Mortgage

Document Number1732446225
DateNov 20, 2017
Instrument32446225
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 19, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionSchaumburg Township
MunicipalitySchaumburg Village
Secondary School DistrictTownship High School District 211 (09 - 12)
Elementary School DistrictSchaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,000 Land $9,000 Building $41,000$500,000 Land $90,000 Building $410,000
2023$11,013.00 (+3.37%)
2022$10,654.00 Homeowner's exemption Senior Citizen's exemption$42,000 Land $8,000 Building $34,000$420,000 Land $80,000 Building $340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHAUMBURG
serves 75,750 people · EPA ID IL0314890
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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