316 E Niagara Ave, #1, Schaumburg, IL 60193 Property Records

Cook County property record for 316 E Niagara Ave, #1, Schaumburg, IL 60193

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,001 sqft · built 1968
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Oct 2008)
Tax Bill$11,518 (2023)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-34-215-004

Property Details

APN / Parcel Number

Primary APN07-34-215-004
Alternative APN
  • 07-34-215-004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,001 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1969
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address316 E NIAGARA AVE, 1
CitySCHAUMBURG
StateIL
Zip60193-4711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BRANIGARS)(MEADOW)(KNOLLS) SUB OF PT NH SEC 34 & PT SW SEC 27-41-10
Legal Range10E
Legal Township41N
Legal Section27
Legal SubdivisionBRANIGARS MEADOW KNOLLS
Legal Block1
Legal Lot Number4
JurisdictionCOOK IL
Township / Civil DivisionSCHAUMBURG
Census Block Group3
Census Block3005
Census Tract804803

Owner

316 E Niagara Ave, #1 is owned by an individual who bought it in October 2008.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address316 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2008 · Amount on File
Deed SaleOct 17, 2008 · Amount on File
Deed Document Number200835000
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address316 E NIAGARA AVE # 1, 1, SCHAUMBURG, IL 60193-4711
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E NIAGARA AVE, SCHAUMBURG, IL 60193-4711

Mortgage

Document Number0022333272
DateAug 11, 2021
Instrument2122333272
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term253 Months
DueSep 1, 2042

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionSchaumburg Township
MunicipalitySchaumburg Village
Secondary School DistrictTownship High School District 211 (09 - 12)
Elementary School DistrictSchaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,000 Land $9,000 Building $40,000$490,000 Land $90,000 Building $400,000
2023$11,518.00 (+3.12%)
2022$11,170.00 Homeowner's exemption$41,000 Land $8,000 Building $33,000$410,000 Land $80,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 E Niagara Ave, #1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 E Niagara Ave, #1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHAUMBURG
serves 75,750 people · EPA ID IL0314890
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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