Cook County property record for 331 E Niagara Ave, Schaumburg, IL 60193
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,710 sqft · built 1964 |
| Lot Size | 0.486 acres (21,153 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,681 (2023) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-34-206-007 |
| Primary APN | 07-34-206-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 21,153 sqft (0.486 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 331 E NIAGARA AVE |
|---|---|
| City | SCHAUMBURG |
| State | IL |
| Zip | 60193-4709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BRANIGARS)(MEADOW)(KNOLLS) SUB OF PT NH SEC 34 & PT SW SEC 27-41-10 |
| Legal Range | 10E |
| Legal Township | 41N |
| Legal Section | 27 |
| Legal Subdivision | BRANIGARS MEADOW KNOLLS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | SCHAUMBURG |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 804803 |
331 E Niagara Ave is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 E NIAGARA AVE, SCHAUMBURG, IL 60193-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 331 E NIAGARA AVE, SCHAUMBURG, IL 60193-4709 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 331 E NIAGARA AVE, SCHAUMBURG, IL 60193-4709 |
| Document Number | 0028525118 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2128525118 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2051 |
| Rate | 3.54% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Schaumburg Township |
| Municipality | Schaumburg Village |
| Secondary School District | Township High School District 211 (09 - 12) |
| Elementary School District | Schaumburg Community Consolidated School District 54 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,000 Land $9,519 Building $33,481 | $430,000 Land $95,190 Building $334,810 | |
| 2023 | $9,681.00 (+3.44%) | ||
| 2022 | $9,359.00 Homeowner's exemption Senior Citizen's exemption | $37,642 Land $8,461 Building $29,181 | $376,420 Land $84,610 Building $291,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHAUMBURG serves 75,750 people · EPA ID IL0314890 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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