3501 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3501 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Year Built	Built 1995
Square Footage	2,763 sqft Heated Area
Lot Size	12,632 sqft (0.289 acres)
Occupancy	Owner Occupied
Last Sale	$570,000 (2013)
Tax Bill	$7,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81810`
Alternative APN	`032630072500014641`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	13 Rooms
Building Area	2,763 sqft Heated Area
Gross Area	2,949 sqft Gross Area
1st Floor	2,763 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible.
Foundation Type	Footing Foundation
Roof Construction	Rigid Frame Bar Joint Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	12,632 sqft (0.289 acres)
Depth X Width	125 ft x 100 ft Depth x Width
Porch	Open Porch
Porch Area	186 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81810
Street Address	3501 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4054
Property Usage	Commercial Property Usage
Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	S L & I C PB B PG 61-62 COM AT SW COR OF 03-26-30, N 630.80 FT, E 220.28 FT, N 108.35 FT, SELY 94.23 FT TO POB; SELY 100.01
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD HWY WEST
Legal Tract	725
Legal Block	1
Legal Lot Number	464
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2034
Census Tract	43203

Owner

Source: Osceola County records · APN 81810

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3501 13TH ST, SAINT CLOUD, FL 34769-4054
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2013 · Amount on Record
Deed Sale	Aug 09, 2013 · Amount on Record
Deed Doc Number	2013126106
Deed Book / Page	4485 / 2959
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,000.00 (+9.03%)	$391,100 (+9.71%) Land $192,600 Building $198,500	$391,100 (+9.71%) Land $192,600 Building $198,500
2023	$6,420.00 (+8.61%)	$356,500 (+8.69%) Land $157,700 Building $198,800	$356,500 (+8.69%) Land $157,700 Building $198,800
2022	$5,911.00	$328,000 Land $131,400 Building $196,600	$328,000 Land $131,400 Building $196,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.