3205 E Lloyd St, Inverness, FL 34453 Property Records

Citrus County property record for 3205 E Lloyd St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1986
Lot Size	0.441 acres (19,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Nov 1992)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0010-00170-0490`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0010-00170-0490`
Alternative APNs	`0219S19E0010001700490` `1635004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,200 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	19,201 sqft (0.441 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Screened Aluminum Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1635004
Street Address	3205 E LLOYD ST
City	INVERNESS
State	FL
Zip	34453-0825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS UNIT 1 PB 2 PG 93 LOTS 49 50 51 52 53 54 55 & 56 BLK 17
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 1
Legal Block	17
Legal Lot Number	49
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1054
Census Tract	450706

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 E LLOYD ST, INVERNESS, FL 34453-0825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1992 · Amount on Record
Deed Sale	Nov 1, 1992 · Amount on Record
Prior Sale	Aug 1, 1988 · Amount on Record
Deed Book / Page	960 / 1996
Last Transfer Date	Oct 8, 2021
Transfer Doc	0032140040
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Oct 8, 2021
Property Address	3205 E LLOYD ST, INVERNESS, FL 34453-0825
Document Number	0032140040
Book / Page	3214 / 40
Map Reference	MB 2 PG 93-96
Instrument Date	Oct 8, 2021
Instrument	2021070039
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3205 E LLOYD ST, 3205, INVERNESS, FL 34453-0825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 MOSSY OAK DR, INVERNESS, FL 34450-6081

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (+6.3%)	$132,584 (-1.85%) Land $17,120 Building $115,464	$132,584 (-1.85%) Land $17,120 Building $115,464
2024	$2,048.00 (+4.01%)	$135,077 (-1.05%) Land $14,880 Building $120,197	$135,077 (-1.05%) Land $14,880 Building $120,197
2023	$1,969.00 (+21.24%)	$136,509 (+34.87%) Land $13,600 Building $122,909	$136,509 (+34.87%) Land $13,600 Building $122,909
2022	$1,624.00 Additional exemption filed	$101,216 Land $8,800 Building $92,416	$101,216 Land $8,800 Building $92,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20