Citrus County property record for 3228 E Lloyd St, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 1995 |
| Lot Size | 0.385 acres (16,801 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $938 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-19S-02-0010-00160-034.0 |
| Primary APN | 19E-19S-02-0010-00160-034.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 16,801 sqft (0.385 acres) |
| Lot Dimensions | 120 ft deep x 140 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Utility Building | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1634784 |
|---|---|
| Old Parcel Number | 0219S19E0010001600340 |
| Street Address | 3228 E LLOYD ST |
| City | INVERNESS |
| State | FL |
| Zip | 34453-0824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DENSITY RESIDENT |
| Legal Description | INVERNESS HGLDS UNIT 1 PB 2 PG 93 LOTS 34 35 36 37 38 39 & 40 BLK 16 |
| Legal Range | 19E |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | INVERNESS HIGHLANDS UNIT 1 |
| Legal Block | 16 |
| Legal Lot Number | 34-40 35 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 450706 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3228 E LLOYD ST, INVERNESS, FL 34453-0824 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 31, 2006 |
| Transfer Doc | 0020121179 |
| Record Updated | Jun 8, 2026 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $938.00 (+8.94%) Homeowner's exemption Additional exemption filed | $229,607 (-0.68%) Land $14,980 Building $214,627 | $229,607 (-0.68%) Land $14,980 Building $214,627 |
| 2024 | $861.00 (+3.73%) Homeowner's exemption Additional exemption filed | $231,172 (-1.25%) Land $13,020 Building $218,152 | $231,172 (-1.25%) Land $13,020 Building $218,152 |
| 2023 | $830.00 (+6.82%) Homeowner's exemption Additional exemption filed | $234,097 (+18.11%) Land $10,370 Building $223,727 | $234,097 (+18.11%) Land $10,370 Building $223,727 |
| 2022 | $777.00 Homeowner's exemption Additional exemption filed | $198,208 Land $7,700 Building $190,508 | $198,208 Land $7,700 Building $190,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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