3188 E Lloyd St, Inverness, FL 34453 Property Records

Citrus County property record for 3188 E Lloyd St, Inverness, FL 34453

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.44 acres (19,201 sqft)
Owner	2 Individual Names on File
Last Sale	$8,300 (Jun 2019)
Tax Bill	$222 (2025)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0010-00160-041.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0010-00160-041.0`
Alternative APNs	`0219S19E0010001600410` `1634792`

Exterior

Lot Area	19,201 sqft (0.44 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Location & Zoning

Account Number	1634792
Old Parcel Number	0219S19E0010001600410
Street Address	3188 E LLOYD ST
City	INVERNESS
State	FL
Zip	34453-0823
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 1 LOTS 41 42 43 44 45 46 47 & 48 BLK 16 DESCR IN O R BK 247 PG 137
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 1
Legal Block	16
Legal Lot Number	41-48 42
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1057
Census Tract	450706

Owner

3188 E Lloyd St, residential vacant land, is owned by two individuals who bought it in June 2019.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3228 E LLOYD ST, INVERNESS, FL 34453-0824
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2019033819
Deed Book / Page	2986 / 2080
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 28, 2019
Property Address	3188 E LLOYD ST, INVERNESS, FL 34453-0823
Document Number	0029862080
Book / Page	002986 / 002080
Instrument Date	Jun 28, 2019
Instrument	33819
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$58.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3228 E LLOYD ST INVERNESS FL 344530824, INVERNESS, FL 34453-0824

Tax Assessment & Valuation

The 2025 property tax bill for 3188 E Lloyd St was $222, up 24% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00 (+24.02%)	$17,120 (+15.05%) Land $17,120	$17,120 (+15.05%) Land $17,120
2024	$179.00 (+8.48%)	$14,880 (+9.41%) Land $14,880	$14,880 (+9.41%) Land $14,880
2023	$165.00 (+30.95%)	$13,600 (+54.55%) Land $13,600	$13,600 (+54.55%) Land $13,600
2022	$126.00	$8,800 Land $8,800	$8,800 Land $8,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3188 E Lloyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3188 E Lloyd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20