Citrus County property record for 3162 E Lloyd St, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2017 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Mar 2023) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-19S-02-0010-00150-0010 |
| Primary APN | 19E-19S-02-0010-00150-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,821 sqft |
| 1st Floor Area | 1,380 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1634539 |
|---|---|
| Street Address | 3162 E LLOYD ST |
| City | INVERNESS |
| State | FL |
| Zip | 34453-0823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS UNIT 1 PB 2 PG 93 LOTS 1 2 3 & 4 BLK 15 |
| Legal Range | 19E |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | INVERNESS HIGHLANDS UNIT 1 |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 450706 |
3162 E Lloyd St is owned and occupied by two individuals who bought it in March 2023.
Source: Citrus County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 10, 2022 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Dec 4, 2017 | Warranty Deed, Subdivision Related Transfer NORTH CTRL FL TITLE LLC |
| May 2, 2017 | Warranty Deed, Transfer NORTH CTRL FL TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on File |
| Deed Sale | Mar 24, 2023 · Amount on File |
| Prior Sale | Mar 10, 2022 · Amount on File |
| Deed Document Number | 202317064 |
| Deed Book / Page | 3365 / 359 |
| Prior Transfer Date | Mar 21, 2023 |
| Prior Transfer Doc | 0033650359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 24, 2023 |
| Property Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0033650359 |
| Book / Page | 3365 / 359 |
| Map Reference | MB 2 PG 93-96 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023017064 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,036.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0032612140 |
| Book / Page | 3261 / 2140 |
| Map Reference | MB 2 PG 93-96 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022017145 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | KASTANJEWEG 63 980, 63, BELGIUM XX |
| Name | Verified Name |
|---|---|
| Address | 3162 E UIOYD ST, INVERNESS, FL 34452 |
| Document Number | 0032612142 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 3261/2142 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0028670162 |
| Book / Page | 002867 / 000162 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 54713 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NORTH CTRL FL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,042.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | WIJNEGEMSTEENWEG 53 2970 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 2, 2017 |
| Property Address | 3162 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0028260837 |
| Book / Page | 002826 / 000837 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 20504 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | NORTH CTRL FL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $31.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2921 E MICHAEL ST INVERNESS FL 344539449, INVERNESS, FL 34453-9449 |
The 2025 property tax bill for 3162 E Lloyd St was $2,750 with exemptions applied, down 1.1% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (-1.08%) Homeowner's exemption Widower's exemption | $217,689 (-2.1%) Land $8,560 Building $209,129 | $217,689 (-2.1%) Land $8,560 Building $209,129 |
| 2024 | $2,780.00 (-3.61%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $222,350 (-2.27%) Land $7,440 Building $214,910 | $222,350 (-2.27%) Land $7,440 Building $214,910 |
| 2023 | $2,884.00 (+6.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $227,509 (+16.21%) Land $6,800 Building $220,709 | $227,509 (+16.21%) Land $6,800 Building $220,709 |
| 2022 | $2,708.00 | $195,773 Land $4,400 Building $191,373 | $195,773 Land $4,400 Building $191,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3162 E Lloyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3162 E Lloyd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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