Citrus County property record for 3156 E Lloyd St, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 2017 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (May 2021) |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-19S-02-0010-00150-0050 |
| Primary APN | 19E-19S-02-0010-00150-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 1,905 sqft |
| 1st Floor Area | 1,464 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1634547 |
|---|---|
| Street Address | 3156 E LLOYD ST |
| City | INVERNESS |
| State | FL |
| Zip | 34453-0823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS UNIT 1 LOTS 5 6 7 & 8 BLK 15 |
| Legal Range | 19E |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | INVERNESS HIGHLANDS UNIT 1 |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 450706 |
Source: Citrus County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3156 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Dec 1, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Dec 1, 2017 · Amount on Record |
| Deed Document Number | 202132029 |
| Deed Book / Page | 3164 / 897 |
| Prior Transfer Date | May 10, 2021 |
| Prior Transfer Doc | 0031640897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 13, 2021 |
| Property Address | 3156 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0031640897 |
| Book / Page | 3164 / 897 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021032029 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | MBR TITLE AGENCY LLC, MEMBERS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 3814 E FOXWOOD LN, 3814, INVERNESS, FL 34452-8833 |
| Name | Verified Name |
|---|---|
| Address | 3156 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0003164898 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 3164/898 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 1, 2017 |
| Property Address | 3156 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 0028662405 |
| Book / Page | 2866 / 2405 |
| Map Reference | MB2 PG93-96 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 2017054650 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | NORTH CENTRAL FLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2921 E MICHAEL ST, 2921, INVERNESS, FL 34453-9449 |
| Name | Verified Name |
|---|---|
| Address | 3156 E LLOYD ST, INVERNESS, FL 34453-0823 |
| Document Number | 2017054651 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2017054651 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,243.00 (+5.35%) Homeowner's exemption | $178,509 (-23.86%) | $229,297 (-2.19%) Land $8,560 Building $220,737 |
| 2024 | $2,129.00 (+2.65%) Homeowner's exemption Additional exemption filed | $234,441 (-1.84%) Land $7,440 Building $227,001 | $234,441 (-1.84%) Land $7,440 Building $227,001 |
| 2023 | $2,074.00 (+6.91%) Homeowner's exemption Additional exemption filed | $238,846 (+16.09%) Land $6,800 Building $232,046 | $238,846 (+16.09%) Land $6,800 Building $232,046 |
| 2022 | $1,940.00 Homeowner's exemption Additional exemption filed | $205,739 Land $4,400 Building $201,339 | $205,739 Land $4,400 Building $201,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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