Allen County property record for 320 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,794 sqft · built 1920 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Aug 2019) |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2911-04-029.000 |
| Primary APN | 27-2911-04-029.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,778 sqft |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 562 sqft |
| Basement Area | 984 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 320 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION LOT 156 JOINT TEN FF 50.00 |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 156 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10200 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 W MAIN ST, CAIRO, OH 45820-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 20197879 |
| Deed Book / Page | 2019 / 7879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 5, 2019 |
| Property Address | 320 W MAIN ST, CAIRO, OH 45820-6516 |
| Document Number | 0000007879 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 7879 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 W MAIN ST CAIRO OH 45820, CAIRO, OH 45820 |
| Document Number | 7880 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 7880 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,439.00 (+0.87%) | $37,380 (-) Land $3,570 Building $33,810 | $106,800 (-) Land $10,200 Building $96,600 |
| 2024 | $2,418.00 (+14.6%) Homeowner's exemption | $37,380 (+41.06%) Land $3,570 Building $33,810 | $106,800 (+41.08%) Land $10,200 Building $96,600 |
| 2023 | $2,110.00 (-0.38%) Homeowner's exemption | $26,500 (-) Land $2,520 Building $23,980 | |
| 2022 | $2,118.00 Homeowner's exemption | $26,500 Land $2,520 Building $23,980 | |
| 2021 | $75,700 Land $7,200 Building $68,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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