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401 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 401 W Main St, Cairo, OH 45820

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,640 sqft · built 1920
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$77,000 (Dec 2001)
Tax Bill$1,727 (2025)
Flood ZoneZone X (minimal risk)
APN27-3206-02-017.000

Property Details

APN / Parcel Number

Primary APN27-3206-02-017.000
Alternative APN
  • B1027320602017000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area2,729 sqft
1st Floor Area1,089 sqft
Upper Floors Area551 sqft
Basement Area1,089 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchOpen Frame Porch
Porch Area211 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address401 W MAIN ST
CityCAIRO
StateOH
Zip45820-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES DOWNINGS ADDITION LOT 52 FF 50.00
Legal SubdivisionJAMES DOWNINGS ADDITION
Legal Lot Number52
JurisdictionALLEN OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1036
Census Tract10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 W MAIN ST, CAIRO, OH 45820-6517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2001 · Amount on Record
Deed SaleDec 3, 2001 · Amount on Record
Prior SaleJan 27, 1992 · Amount on Record
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMonroe Township
MunicipalityCairo Village
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,727.00 (-0.58%)$41,760 (-) Land $3,570 Building $38,190$119,300 (-) Land $10,200 Building $109,100
2024$1,737.00 (+24.87%) Homeowner's exemption$41,760 (+41.03%) Land $3,570 Building $38,190$119,300 (+41.02%) Land $10,200 Building $109,100
2023$1,391.00 (-0.64%) Homeowner's exemption$29,610 (-) Land $2,520 Building $27,090
2022$1,400.00 Homeowner's exemption$29,610 Land $2,520 Building $27,090
2021$84,600 Land $7,200 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

May also be available: Buckeye Wireless, MetaLINK Technologies.

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