Allen County property record for 323 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,398 sqft · built 1920 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Feb 2021) |
| Tax Bill | $1,961 (2025) |
| Deeds & Mortgages | Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3206-02-016.000 |
| Primary APN | 27-3206-02-016.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,054 sqft |
| Upper Floors Area | 344 sqft |
| Basement Area | 874 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Porch | Enclosed Frame Porch |
| Porch Area | 123 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 323 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES DOWNINGS ADDITION LOT 53 FF 70.00 |
| Legal Subdivision | JAMES DOWNINGS ADDITION |
| Legal Lot Number | 53 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10200 |
323 W Main St is owned and occupied by an individual who bought it in February 2021.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 W MAIN ST, CAIRO, OH 45820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on File |
| Deed Sale | Feb 5, 2021 · Amount on File |
| Prior Sale | Jun 30, 2006 · Amount on File |
| Deed Document Number | 20211627 |
| Deed Book / Page | 2021 / 1627 |
| Prior Transfer Date | Sep 22, 2014 |
| Prior Transfer Doc | 10140010949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 5, 2021 |
| Property Address | 323 W MAIN ST, CAIRO, OH 45820 |
| Document Number | 2050001627 |
| Book / Page | 2021 / 1627 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 202102050001627 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 W MAIN ST, CAIRO, OH 45820 |
The 2025 property tax bill for 323 W Main St was $1,961, up 28.8% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,961.00 (+28.76%) | $25,410 (-) Land $4,970 Building $20,440 | $72,600 (-) Land $14,200 Building $58,400 |
| 2024 | $1,523.00 (+14.51%) | $25,410 (+40.93%) Land $4,970 Building $20,440 | $72,600 Land $14,200 Building $58,400 |
| 2023 | $1,330.00 (+34.89%) | $18,030 (-6.19%) Land $3,540 Building $14,490 | |
| 2022 | $986.00 | $19,220 Land $3,540 Building $15,680 | |
| 2021 | $51,500 Land $10,100 Building $41,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 323 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 323 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Buckeye Wireless, MetaLINK Technologies.
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