Allen County property record for 310 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1920 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2911-04-031.000 |
| Primary APN | 27-2911-04-031.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 1,112 sqft |
| Upper Floors Area | 448 sqft |
| Basement Area | 1,020 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 310 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A BRENNEMANS ADDITION LOT 123 FF 50.00 |
| Legal Subdivision | A BRENNEMANS ADDITION |
| Legal Lot Number | 123 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10200 |
310 W Main St is owned and occupied by an individual who acquired it in January 1990.
Source: Allen County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 310 W MAIN ST, CAIRO, OH 45820-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 310 W MAIN ST, CAIRO, OH 45820-6516 |
| Document Number | 0000007765 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20267765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 310 W MAIN ST, CAIRO, OH 45820-6516 |
| Document Number | 0000007765, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20267765 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 19, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 310 W Main St was $1,310, down 0.6% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 (-0.61%) | $31,610 (-) Land $3,570 Building $28,040 | $90,300 (-) Land $10,200 Building $80,100 |
| 2024 | $1,318.00 (+24.22%) Homeowner's exemption | $31,610 (+41.12%) Land $3,570 Building $28,040 | $90,300 Land $10,200 Building $80,100 |
| 2023 | $1,061.00 (-0.47%) Homeowner's exemption | $22,400 (-) Land $2,520 Building $19,880 | |
| 2022 | $1,066.00 Homeowner's exemption | $22,400 Land $2,520 Building $19,880 | |
| 2021 | $64,000 Land $7,200 Building $56,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 310 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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