Allen County property record for 402 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1920 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,200 (Oct 2002) |
| Tax Bill | $1,108 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2911-04-027.000 |
| Primary APN | 27-2911-04-027.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 416 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 78 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 402 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION LOT 158 E PT FF 40.00 |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 158 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10200 |
402 W Main St is owned and occupied by an individual who bought it in October 2002.
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 W MAIN ST, CAIRO, OH 45820-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2002 · Amount on File |
| Deed Sale | Oct 4, 2002 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 402 W Main St was $1,108, down 0.6% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,108.00 (-0.63%) | $26,670 (-) Land $2,870 Building $23,800 | $76,200 (-) Land $8,200 Building $68,000 |
| 2024 | $1,115.00 (+23.75%) Homeowner's exemption | $26,670 (+41.11%) Land $2,870 Building $23,800 | $76,200 Land $8,200 Building $68,000 |
| 2023 | $901.00 (-0.33%) Homeowner's exemption | $18,900 (-) Land $2,030 Building $16,870 | |
| 2022 | $904.00 Homeowner's exemption | $18,900 Land $2,030 Building $16,870 | |
| 2021 | $54,000 Land $5,800 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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