320 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 320 Steeple Chase Trl, Salisbury, NC 28144 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,694 sqft · built 1985
Lot Size	2.61 acres (113,692 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jul 2022)
Tax Bill	$5,434 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045A060`

Property Details

APN / Parcel Number

Primary APN	`045A060`
Alternative APN	`708149`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,694 sqft Living Area
1st Floor Area	2,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	113,692 sqft
Garage Area	1,271 sqft
Porch	Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	708149
Street Address	320 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6
Legal Subdivision	LONG FERRY FARMS SEC 01
Legal Lot Number	6
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1005
Census Tract	50700

Owner

Source: Rowan County records · APN 045A060

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 20, 2018	Warranty Deed, Transfer · Line of Credit BLUEHARBOR BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	0001406847
Deed Book / Page	1406 / 847
Record Updated	Jun 07, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 27, 2022
Property Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511
Document Number	0014060847
Book / Page	1406 / 847
Map Reference	PG 1491
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7412 RADFORD TRL, 7412, SAN ANTONIO, TX 78244-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511

Mortgage

Document Number	0001406848
Date	Jul 27, 2022
Instrument	1406/848

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 23, 2020
Property Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511
Document Number	0013630799
Book / Page	1363 / 799
Map Reference	PG 1491
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6638 LINVILLE RIDGE DR, 6638, OAK RIDGE, NC 27310-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511

Mortgage

Document Number	1363800
Date	Dec 23, 2020
Instrument	1363/800

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 20, 2018
Property Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511
Document Number	0013200601
Book / Page	1320 / 0601
Map Reference	MB PG 1491
Instrument Date	Dec 20, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5340 HORSESHOE NECK RD, 5340, LEXINGTON, NC 27295-6618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STEEPLE CHASE TRL, SALISBURY, NC 28144-8511

Mortgage

Document Number	13200602
Date	Dec 20, 2018
Instrument	1320/0602

Lender

Name	BLUEHARBOR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,434.00	$480,934 Land $42,500 Building $438,434	$480,934 Land $42,500 Building $438,434

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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