230 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 230 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,360 sqft · built 1991
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2021)
Tax Bill	$5,116 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045A062`

Property Details

APN / Parcel Number

Primary APN	`045A062`
Alternative APN	`6328194`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,360 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	104,108 sqft (2.39 acres)

Exterior Amenities

Porch	Porch
Porch Area	558 sqft
Deck Area	400 sqft
Canopy	440 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	230 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	L5 2.39AC
Legal Subdivision	LONG FERRY FARMS
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1005
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 STEEPLE CHASE TRL, SALISBURY, NC 28144-8509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Nov 23, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY
Aug 18, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Book / Page	1383 / 672
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 8, 2021
Property Address	230 STEEPLE CHASE TRL, SALISBURY, NC 28144-8509
Document Number	0013830672
Book / Page	1383 / 672
Map Reference	MB 9995 PG 1491
Instrument Date	Sep 6, 2021
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 STEEPLE CHASE TRL, SALISBURY, NC 28144-8509

Mortgage

Document Number	1383673
Date	Sep 8, 2021
Instrument	1383/673

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	230 STEEPLE CHASE TRL, SALISBURY, NC 28144-8509
Document Number	0013380912
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 STEEPLE CHASE TRL SALISBURY NC 281448509, SALISBURY, NC 28144-8509

Mortgage

Document Number	0013380912
Date	Dec 2, 2019
Book Page	001338/000912

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	6900 EXECUTIVE DR, KANSAS CITY, MO 64120-2111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 18, 2017
Property Address	230 STEEPLE CHASE TRL, SALISBURY, NC 28144-8509
Document Number	0012950107
Book / Page	001295 / 000107
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	230 STEEPLE CHASE TRL SALISBURY NC 281448509, SALISBURY, NC 28144-8509

Mortgage

Document Number	12950108
Date	Aug 18, 2017
Book Page	001295/000108

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,116.00	$452,786 (-) Land $42,500 Building $410,286	$452,786 (-) Land $42,500 Building $410,286
2023	$5,116.00	$452,786 Land $42,500 Building $410,286	$452,786 Land $42,500 Building $410,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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