135 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 135 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,137 sqft · built 1986
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2005)
Tax Bill	$4,625 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045A068`

Property Details

APN / Parcel Number

Primary APN	`045A068`
Alternative APN	`25040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Detached
Garage Area	1,120 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	392 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	135 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	L10 2.49AC
Legal Subdivision	LONG FERRY FARMS SECTION ONE IN SPENCER
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1011
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 STEEPLE CHASE TRL, SALISBURY, NC 28144-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2005 · Amount on Record
Deed Sale	Aug 22, 2005 · Amount on Record
Deed Book / Page	1044 / 30
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	135 STEEPLE CHASE TRL, SALISBURY, NC 28144-8506
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 STEEPLE CHASE TRL, SALISBURY, NC 28144-8506

Mortgage

Document Number	0013900225
Date	Dec 6, 2021
Book Page	1390/225

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	135 STEEPLE CHASE TRL, SALISBURY, NC 28144-8506
Document Number	0013250849
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 STEEPLE CHASE TRL SALISBURY NC 281448506, SALISBURY, NC 28144-8506

Mortgage

Document Number	0013250849
Date	Apr 10, 2019
Book Page	001325/000849

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2039

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,625.00	$409,311 (-) Land $42,500 Building $366,811	$409,311 (-) Land $42,500 Building $366,811
2023	$4,625.00	$409,311 Land $42,500 Building $366,811	$409,311 Land $42,500 Building $366,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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