225 Steeple Chase Trl, Salisbury, NC 28144 Property Records

Rowan County property record for 225 Steeple Chase Trl, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 1986
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,667 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045A067`

Property Details

APN / Parcel Number

Primary APN	`045A067`
Alternative APN	`6172317`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	99,752 sqft (2.29 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Porch
Porch Area	306 sqft
Shed	1 Shed
Shed Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	225 STEEPLE CHASE TRL
City	SALISBURY
State	NC
Zip	28144-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	L9 2.29AC
Legal Subdivision	LONG FERRY FARMS
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1011
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 STEEPLE CHASE TRL, SALISBURY, NC 28144-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1999
Deed Sale	Jul 9, 1999
Deed Book / Page	857 / 575
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	225 STEEPLE CHASE TRL, SALISBURY, NC 28144-8507
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014060289
Date	Jul 19, 2022
Book Page	1406/289

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	225 STEEPLE CHASE TRL, SALISBURY, NC 28144-8507
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013920620
Date	Jan 7, 2022
Book Page	1392/620

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	225 STEEPLE CHASE TRL, SALISBURY, NC 28144-8507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013240883
Date	Mar 22, 2019
Book Page	1324/0883

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,667.00 (+6.63%)	$324,586 (+6.64%) Land $42,500 Building $282,086	$324,586 (+6.64%) Land $42,500 Building $282,086
2023	$3,439.00	$304,362 Land $42,500 Building $261,862	$304,362 Land $42,500 Building $261,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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