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309 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 309 River Oaks Dr, Luling, LA 70070

Property Summary

Property TypeSingle Family Home
Details2,485 sqft · built 1964
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Nov 2017)
Tax Bill$2,127 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2017 Mortgage
APN7-055 00E 00003

Property Details

APN / Parcel Number

Primary APN7-055 00E 00003

Interior

Building Area2,485 sqft Living Area

Exterior

Year BuiltBuilt 1964
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address309 RIVER OAKS DR
CityLULING
StateLA
Zip70070-2143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 3, BLK. E, RIVER OAKS SUBD.
Legal SubdivisionRIVER OAKS SUBD (WESTBANK)
Legal BlockE
Legal Lot Number3
JurisdictionST CHARLES LA
Township / Civil Division7
Census Block Group2
Census Block2042
Census Tract63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address309 RIVER OAKS DR, LULING, LA 70070-2143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 14, 2017Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2017 · Amount on Record
Deed SaleNov 16, 2017 · Amount on Record
Deed Document Number428445
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address309 RIVER OAKS DR, LULING, LA 70070-2143
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018920614
DateOct 20, 2020
Book Page1892/614
Instrument453093
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address309 RIVER OAKS DR, LULING, LA 70070-2143
Document Number0017430004
Book / Page001743 / 000004
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanySOUTHERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address309 RIVER OAKS DR LULING LA 700702143, LULING, LA 70070-2143

Mortgage

Document Number0017430004
DateNov 16, 2017
Book Page001743/000004
Instrument428446
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,127.00 (-1.53%) Homeowner's exemption$28,550 (-) Land $7,100 Building $21,450$285,500 (-) Land $71,000 Building $214,500
2024$2,160.00 (+27.81%) Homeowner's exemption$28,550 (+26.1%) Land $7,100 Building $21,450$285,500 (+26.1%) Land $71,000 Building $214,500
2023$1,690.00 (-4.52%) Homeowner's exemption$22,641 (-) Land $4,600 Building $18,041$226,410 (-) Land $46,000 Building $180,410
2022$1,770.00 Homeowner's exemption$22,641 Land $4,600 Building $18,041$226,410 Land $46,000 Building $180,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 434 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies434 in force
Nearby Flood Claims216 (1978–2026)
Claims Outside the SFHA166 of 216
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 19 claims
  • Hurricane Katrina, Aug 2005 · 40 claims
  • Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: Verizon.

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