312 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 312 River Oaks Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	3,300 sqft · built 1968
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Dec 2018)
Tax Bill	$134 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 3 more
APN	`7-055 00F 00004`

Property Details

APN / Parcel Number

Primary APN	`7-055 00F 00004`

Interior

Building Area	3,300 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	312 RIVER OAKS DR
City	LULING
State	LA
Zip	70070-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 4 AND 1/2 OF LOT 5, BLK. F, RIVER OAKS SUBD.
Legal Subdivision	RIVER OAKS SUBD (WESTBANK)
Legal Block	F
Legal Lot Number	4
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	2
Census Block	2043
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 RIVER OAKS DR, LULING, LA 70070-2142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Apr 26, 2019	Intrafamily Transfer, Transfer
Dec 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2018437473
Deed Book / Page	871 / 624
Last Transfer Date	Apr 10, 2019
Transfer Doc	0008760023
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	312 RIVER OAKS DR, LULING, LA 70070-2142
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019320431
Date	Apr 27, 2021
Book Page	1932/431
Instrument	458444

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	312 RIVER OAKS DR, LULING, LA 70070-2142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018450225
Date	Feb 5, 2020
Book Page	1845/225
Instrument	446791

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	228 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	312 RIVER OAKS DR, LULING, LA 70070-2142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019010165
Date	Dec 2, 2020
Book Page	1901/165
Instrument	454218

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES LA
Recording Date	Apr 26, 2019
Property Address	312 RIVER OAKS DR, LULING, LA 70070-2142
Document Number	0008760023
Book / Page	876 / 23
Map Reference	BK 132 PG 223
Instrument Date	Apr 10, 2019
Instrument	440257
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RIVER OAKS DR, LULING, LA 70070-2142

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES LA
Recording Date	Dec 14, 2018
Property Address	312 RIVER OAKS DR, LULING, LA 70070-2142
Document Number	0008710624
Book / Page	871 / 624
Instrument Date	Dec 4, 2018
Instrument	437473
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COMMONWEALTH LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 RIVER OAKS DR, 312, LULING, LA 70070-2142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 RIVER OAKS DR, LULING, LA 70070-2142

Mortgage

Document Number	0000437474
Date	Dec 14, 2018
Instrument	437474

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$134.00 (-2.19%) Homeowner's exemption	$8,835 (-) Land $2,625 Building $6,210	$88,350 (-) Land $26,250 Building $62,100
2024	$137.00 (-8.05%) Homeowner's exemption	$8,835 (-) Land $2,625 Building $6,210	$88,350 (-) Land $26,250 Building $62,100
2023	$149.00 (-4.49%) Homeowner's exemption	$8,835 (-) Land $2,625 Building $6,210	$88,350 (-) Land $26,250 Building $62,100
2022	$156.00 Homeowner's exemption	$8,835 Land $2,625 Building $6,210	$88,350 Land $26,250 Building $62,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 434 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	216 (1978–2026)
Claims Outside the SFHA	166 of 216
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 19 claims Hurricane Katrina, Aug 2005 · 40 claims Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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