Madison County property record for 309 Memory Ln, Richmond, KY 40475 · Last verified June 2026
| Property Type | Other > Miscellaneous |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $299,000 (2025) |
| Tax Bill | $1,753.00 (2025) |
| Primary APN | 0070-0035-0090 |
|---|---|
| Alternative APNs |
|
| Account Number | 55269 |
|---|---|
| Street Address | 309 MEMORY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7539 |
| Property Usage | Other Property Usage |
| Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 90 PH 3 |
| Legal Subdivision | ORCHARD HILLS SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | RICHMOND |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records · APN 0070-0035-0090
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage NONE LISTED ON DOCUMENT |
| Aug 11, 2025 | Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 21, 2020 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2020 · Amount on Record |
| Deed Doc Number | 202514277269 |
| Deed Book / Page | 871 / 387 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 22, 2026 |
| Property Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 0014350795 |
| Book / Page | 2470 / 454 |
| Instrument Date | May 13, 2026 |
| Instrument | 202614350795 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 0014350795, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2470/454 |
| Instrument | 202614350795 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 11, 2025 |
| Property Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 00D871/387 |
| Book / Page | D871 / 387 |
| Map Reference | MB P29 PG 65 |
| Instrument Date | Aug 08, 2025 |
| Instrument | 2014277269 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 WOLVERINE WAY, RICHMOND, KY 40475-9218 |
| Name | Verified Name |
|---|---|
| Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014277273 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2014277273 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 21, 2020 |
| Property Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | D00795/743 |
| Book / Page | D00795 / 743 |
| Map Reference | MB 9 PG 65 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2014022634 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 TERRI AVE, BEREA, KY 40403-1818 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 309 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014022635 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2014022635 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,753.00 (-11.82%) Homeowner's exemption | $235,000 (+14.63%) | $235,000 (+14.63%) |
| 2023 | $1,988.00 (-0.3%) | $205,000 (-) | $205,000 (-) |
| 2022 | $1,994.00 | $205,000 | $205,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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