Montezuma County property record for 320 Edith St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,740 sqft · built 1949 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,500 (Apr 2017) |
| Tax Bill | $1,021 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008768 |
| Primary APN | R008768 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,740 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Carport |
| Garage Area | 285 sqft |
| Carport | Carport |
| Carport Area | 285 sqft |
| Porch | Porch |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Connected |
| Account Number | R008768 |
|---|---|
| Street Address | 320 EDITH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: C & H SUB LOT: 1 & 2 BLOCK: 1 ALL LOTS 1 & 3 & TR ADJ TO LOT 1 B269 P316 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 25 |
| Legal Subdivision | C & H SUB |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 969302 |
Source: Montezuma County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 EDITH ST, CORTEZ, CO 81321-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage MAJOR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on Record |
| Deed Sale | Apr 17, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2012 · Amount on Record |
| Deed Document Number | 2017610726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 320 EDITH ST, CORTEZ, CO 81321-2908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Name | Verified Name |
|---|
| Document Number | 632386 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 632386 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO INC |
|---|---|
| Type | Mortgage Company |
| Address | DAPHNE, AL 36527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 320 EDITH ST, CORTEZ, CO 81321-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Name | Verified Name |
|---|
| Document Number | 627231 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 627231 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Apr 17, 2017 |
| Property Address | 320 EDITH ST, CORTEZ, CO 81321-2908 |
| Document Number | 0000610726 |
| Map Reference | MB7 PG18 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 610726 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.65 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 EDITH ST, CORTEZ, CO 81321-2908 |
| Document Number | 0000610727 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 610727 |
| Name | MAJOR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,021.00 (+26.21%) | $20,249 (+28.57%) Land $2,229 Building $18,020 | $254,384 (+28.57%) Land $28,000 Building $226,384 |
| 2024 | $809.00 (+9.92%) | $15,749 (-21.76%) Land $1,165 Building $14,584 | $197,853 (-21.75%) Land $14,632 Building $183,221 |
| 2023 | $736.00 (-14.62%) | $20,128 (+12.84%) Land $1,489 Building $18,639 | $252,853 (+12.84%) Land $18,700 Building $234,153 |
| 2022 | $862.00 | $17,837 Land $1,489 Building $16,348 | $224,075 Land $18,700 Building $205,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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