Montezuma County property record for 805 Edith St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1959 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jul 2026) |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008205 |
| Primary APN | R008205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Garage Area | 300 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008205 |
|---|---|
| Street Address | 805 EDITH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 2 BLOCK: 1 B270 P81 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 7 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 969302 |
805 Edith St is owned and occupied by an individual who bought it in July 2026.
Source: Montezuma County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 EDITH ST, CORTEZ, CO 81321-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING |
| Jul 26, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on File |
| Deed Sale | Jul 1, 2026 · Amount on File |
| Prior Sale | Jul 26, 2022 · Amount on File |
| Deed Document Number | 2026667775 |
| Prior Transfer Date | Jul 11, 2013 |
| Prior Transfer Doc | 0000589905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 1, 2026 |
| Property Address | 805 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000667775 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 2026667775 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,585.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000667776, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026667776 |
| Name | AMERICAN FINANCING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000667777, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026667777 |
| Name | CA HSNG FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 26, 2022 |
| Property Address | 805 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000646510 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 646510 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 EDITH ST, CORTEZ, CO 81321-2519 |
| Document Number | 0000646511 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 646511 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 805 Edith St was $819, up 45.5% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 (+45.47%) | $16,231 (+48.13%) Land $1,940 Building $14,291 | $203,911 (+48.13%) Land $24,375 Building $179,536 |
| 2024 | $563.00 (+9.96%) | $10,957 (-28.55%) Land $2,335 Building $8,622 | $137,653 (-28.55%) Land $29,340 Building $108,313 |
| 2023 | $512.00 (+4.92%) | $15,336 (+51.71%) Land $3,269 Building $12,067 | $192,653 (+51.69%) Land $41,063 Building $151,590 |
| 2022 | $488.00 | $10,109 Land $1,492 Building $8,617 | $127,003 Land $18,750 Building $108,253 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 805 Edith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Edith St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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