Montezuma County property record for 221 Edith St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,756 sqft · built 1957 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008776 |
| Primary APN | R008776 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,756 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,280 sqft (0.236 acres) |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008776 |
|---|---|
| Street Address | 221 EDITH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: C & H SUB LOT: 1-3 BLOCK: 3 B598 P08 B693 P972 B696 P736 B727 P948-53 |
| Legal Subdivision | C & H SUB |
| Legal Block | 3 |
| Legal Lot Number | 1-3 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 969302 |
221 Edith St is owned and occupied by an individual who acquired it in October 2006.
Source: Montezuma County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 EDITH ST, CORTEZ, CO 81321-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2006 |
| Deed Sale | Oct 18, 2006 |
| Prior Sale | May 17, 1996 · Amount on File |
| Deed Document Number | 2006544086 |
| Prior Transfer Date | Oct 13, 2006 |
| Prior Transfer Doc | 0000544086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | May 14, 2026 |
| Property Address | 221 EDITH ST, CORTEZ, CO 81321-2905 |
| Document Number | 0000667108 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026667108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 221 EDITH ST, CORTEZ, CO 81321-2905 |
| Investor | Possibly a Property Investor |
| Document Number | 0000667108, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026667108 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 221 EDITH ST, CORTEZ, CO 81321-2905 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Name | Verified Name |
|---|
| Document Number | 628934 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 628934 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 221 Edith St was $895, up 12.6% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (+12.58%) | $17,761 (+14.7%) Land $2,127 Building $15,634 | $223,118 (+14.69%) Land $26,715 Building $196,403 |
| 2024 | $795.00 (+9.81%) | $15,485 (-22.04%) Land $2,793 Building $12,692 | $194,534 (-22.04%) Land $35,085 Building $159,449 |
| 2023 | $724.00 (-5.97%) | $19,863 (+24.64%) Land $3,582 Building $16,281 | $249,534 (+24.65%) Land $45,005 Building $204,529 |
| 2022 | $770.00 | $15,936 Land $1,636 Building $14,300 | $200,192 Land $20,550 Building $179,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Edith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 221 Edith St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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