Montezuma County property record for 302 Edith St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,857 sqft · built 1959 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Oct 2006) |
| Tax Bill | $682 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2016 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008770 |
| Primary APN | R008770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,857 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,280 sqft (0.236 acres) |
| Garage Type | Carport |
| Garage Area | 182 sqft |
| Carport | Carport |
| Carport Area | 182 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008770 |
|---|---|
| Street Address | 302 EDITH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: C & H SUB LOT: 6-8 BLOCK: 1 B621 P295 B677 P821 B716 P87 |
| Legal Subdivision | C & H SUB |
| Legal Block | 1 |
| Legal Lot Number | 6-8 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 969302 |
Source: Montezuma County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 2, 2016 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Mar 27, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Oct 3, 2006 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2006 · Amount on Record |
| Deed Sale | Oct 3, 2006 · Amount on Record |
| Prior Sale | Sep 26, 1995 · Amount on Record |
| Deed Document Number | 2006543765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Document Number | 0000647974 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 647974 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000605443 |
|---|---|
| Date | May 2, 2016 |
| Instrument | 605443 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000628597 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 628597 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Oct 3, 2006 |
| Property Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Document Number | 0000543765 |
| Map Reference | MB7 PG18 |
| Instrument Date | Oct 3, 2006 |
| Instrument | 543765 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | COLORADO TITLE LLC, COLORADO LAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 302 EDITH ST, CORTEZ, CO 81321-2908 |
| Document Number | 0000543766 |
|---|---|
| Date | Oct 3, 2006 |
| Instrument | 543766 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Oct 3, 2039 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $682.00 (+20.71%) | $13,527 (+23.07%) Land $2,127 Building $11,400 | $169,928 (+23.06%) Land $26,715 Building $143,213 |
| 2024 | $565.00 (+9.92%) | $10,991 (-28.49%) Land $2,562 Building $8,429 | $138,081 (-28.49%) Land $32,185 Building $105,896 |
| 2023 | $514.00 (-10.92%) | $15,369 (+28.62%) Land $3,582 Building $11,787 | $193,081 (+28.63%) Land $45,005 Building $148,076 |
| 2022 | $577.00 | $11,949 Land $1,636 Building $10,313 | $150,111 Land $20,550 Building $129,561 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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