Montezuma County property record for 315 Edith St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,484 sqft · built 1957 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Nov 2018) |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Jan 2020 Sale Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008772 |
| Primary APN | R008772 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,280 sqft (0.236 acres) |
| Garage Area | 390 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008772 |
|---|---|
| Street Address | 315 EDITH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: C & H SUB LOT: 3-5 BLOCK: 2 B543 P794 B557 P973 B575 P834 |
| Legal Subdivision | C & H SUB |
| Legal Block | 2 |
| Legal Lot Number | 3-5 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 969302 |
315 Edith St is owned by an individual who bought it in November 2018.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 514, CORTEZ, CO 81321-0514 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2020 | Beneficiary Deed, Transfer |
| Nov 13, 2018 | Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK |
| Mar 28, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Prior Sale | Mar 28, 2017 · Amount on File |
| Deed Document Number | 2018620097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jan 13, 2020 |
| Property Address | 315 EDITH ST, CORTEZ, CO 81321-2907 |
| Document Number | 0000627270 |
| Map Reference | MB 575 PG 834 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 627270 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 EDITH ST, 315, CORTEZ, CO 81321-2907 |
| Name | Verified Name |
|---|---|
| Address | 224 N ASH ST, CORTEZ, CO 81321-2810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 13, 2018 |
| Property Address | 315 EDITH ST, CORTEZ, CO 81321-2907 |
| Document Number | 0000620097 |
| Map Reference | MB 7 PG 18 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 620097 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | CLT CLOSING AND TITLE SERVICES, CLT CLOSING & TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 514, CORTEZ, CO 81321-0514 |
| Document Number | 0000620937 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 620937 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Jan 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Mar 28, 2017 |
| Property Address | 315 EDITH ST, CORTEZ, CO 81321-2907 |
| Document Number | 0000610415 |
| Map Reference | MB7 PG18 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 610415 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 EDITH ST, CORTEZ, CO 81321-2907 |
| Document Number | 0000610416 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 610416 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 315 Edith St was $820, up 15.5% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 (+15.49%) | $16,243 (+17.46%) Land $2,127 Building $14,116 | $204,050 (+17.45%) Land $26,715 Building $177,335 |
| 2024 | $710.00 (+9.91%) | $13,829 (-24.04%) Land $2,721 Building $11,108 | $173,728 (-24.05%) Land $34,183 Building $139,545 |
| 2023 | $646.00 (-7.45%) | $18,206 (+26.12%) Land $3,582 Building $14,624 | $228,728 (+26.12%) Land $45,005 Building $183,723 |
| 2022 | $698.00 | $14,436 Land $1,636 Building $12,800 | $181,354 Land $20,550 Building $160,804 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Edith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Edith St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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