Polk County property record for 300 E Rose Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1965 |
| Lot Size | 0.293 acres (12,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Jan 2025) |
| Tax Bill | $1,664 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-22-176-018 |
| Primary APN | 7824-22-176-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,800 sqft (0.293 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 286 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 300 E ROSE AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX N 79F- LOT 33 SMITHS ACRES PLAT 3 |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 22 |
| Legal Subdivision | SMITHS ACRES PLAT 3 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 4300 |
300 E Rose Ave is owned and occupied by an individual who bought it in January 2025.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 300 E ROSE AVE, DES MOINES, IA 50315-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 21, 2025 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on File |
| Deed Sale | Jan 21, 2025 · Amount on File |
| Deed Document Number | 2025-00003316 |
| Deed Book / Page | 20029 / 586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 300 E ROSE AVE, DES MOINES, IA 50315-2805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 300 E ROSE AVE, DES MOINES, IA 50315-2805 |
| Document Number | 0000075833 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 20370/277 |
| Instrument | 2025-00075833 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 21, 2025 |
| Property Address | 300 E ROSE AVE, DES MOINES, IA 50315-2805 |
| Document Number | 0000003316 |
| Book / Page | 20029 / 586 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 2025-00003316 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 300 E ROSE AVE, DES MOINES, IA 50315-2805 |
| Document Number | 0000003317 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025-00003317 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117,800 Land $40,600 Building $77,200 | $117,800 Land $40,600 Building $77,200 | |
| 2024 | $1,664.00 | ||
| 2023 | $106,800 Land $36,200 Building $70,600 | $106,800 Land $36,200 Building $70,600 | |
| 2020 | $1,902.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 300 E Rose Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 300 E Rose Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: AT&T, T-Mobile.
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