Madison County property record for 319 Trace Harbor Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,726 sqft · built 1991 |
| Lot Size | 0.356 acres (15,522 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,732 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Assignment + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-12B-063 |
| Primary APN | 072A-12B-063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Adjusted Area |
| Gross Area | 1,314 sqft |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,522 sqft (0.356 acres) |
| Cooling System | Central |
|---|
| Account Number | 11177 |
|---|---|
| Street Address | 319 TRACE HARBOR RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 194 TWIN HARBORS PART III-A LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Legal Subdivision | TWIN HARBORS PT 3A |
| Legal Lot Number | 194 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30208 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Dec 13, 2021 | Assignment of Lease, Transfer NOT AVAILABLE, JERNIGAN COPELAND TITLE LLC |
| Oct 2, 2017 | Grant Deed, Transfer |
| May 23, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jun 24, 2011 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BK/MS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 |
| Deed Sale | Dec 13, 2021 |
| Prior Sale | Oct 2, 2017 · Amount on Record |
| Deed Document Number | 2021946103 |
| Deed Book / Page | 4145 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 319 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 317 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Document Number | 004140/828 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 4140/828 |
| Instrument | 945443 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 13, 2021 |
| Property Address | 319 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Document Number | 0004145/63 |
| Book / Page | 4145 / 63 |
| Map Reference | CAB C SL 46 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 946103 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | NOT AVAILABLE, JERNIGAN COPELAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 TRACE HARBOR RD, 317, MADISON, MS 39110-8766 |
| Name | Verified Name |
|---|---|
| Address | 317 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 2, 2017 |
| Property Address | 319 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Document Number | 0000822123 |
| Book / Page | 003528 / 000765 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 822123 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 COVINGTON WAY MADISON MS 391106584, MADISON, MS 39110-6584 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 23, 2017 |
| Property Address | 319 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Document Number | 0000813043 |
| Book / Page | 003481 / 000053 |
| Instrument Date | May 18, 2017 |
| Instrument | 813043 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 319 TRACE HARBOR RD, MADISON, MS 39110-8766 |
| Document Number | 0000810354 |
| Book / Page | 003465 / 000879 |
| Instrument Date | Jun 24, 2011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 319 TRACE HARBOR RD MADISON MS 391108766, MADISON, MS 39110-8766 |
| Document Number | 0000810354 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 003465/000879 |
| Instrument | 810354 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 9, 2042 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,732.00 (+0.52%) | $16,877 (+0.55%) | $112,510 (+0.55%) Land $30,000 Building $82,510 |
| 2024 | $1,723.00 | ||
| 2023 | $1,723.00 | $16,785 | $111,900 Land $30,000 Building $81,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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