Madison County property record for 324 Trace Harbor Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,448 sqft · built 1991 |
| Lot Size | 0.26 acres (11,329 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,100 (Mar 2009) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-12B-076 |
| Primary APN | 072A-12B-076 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Adjusted Area |
| Gross Area | 1,296 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,329 sqft (0.26 acres) |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Account Number | 11190 |
|---|---|
| Street Address | 324 TRACE HARBOR RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 208 TWIN HARBORS PART 3-A LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Legal Subdivision | TWIN HARBORS PT 3A |
| Legal Lot Number | 208 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30208 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage ARSTA MTG SVCS |
| Dec 20, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage PRIORITYONE BK |
| Nov 1, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2009 · Amount on Record |
| Deed Sale | Mar 9, 2009 · Amount on Record |
| Deed Document Number | 2009585924 |
| Deed Book / Page | 2402 / 968 |
| Prior Transfer Date | Feb 24, 2009 |
| Prior Transfer Doc | 2402/968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 324 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Document Number | 0000900972 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 TRACE HARBOR RD MADISON MS 391108765, MADISON, MS 39110-8765 |
| Document Number | 0000900972 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 003906/000540 |
| Instrument | 900972 |
| Name | ARSTA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, MS 39110 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 20, 2018 |
| Property Address | 324 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Book / Page | 003676 / 000571 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 855700 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 132 JORN CIR CANTON MS 390463357, CANTON, MS 39046-3357 |
| Document Number | 0000855700 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 003676/000571 |
| Instrument | 855700 |
| Name | PRIORITYONE BK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157-1715 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 19, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 1, 2018 |
| Property Address | 324 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Document Number | 0000853199 |
| Book / Page | 003662 / 000338 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 853199 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 132 JORN CIR CANTON MS 390463357, CANTON, MS 39046-3357 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565.00 | $15,246 (-) | $101,640 (-) Land $30,000 Building $71,640 |
| 2024 | $1,565.00 | ||
| 2023 | $1,565.00 | $15,246 | $101,640 Land $30,000 Building $71,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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