317 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 317 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,672 sqft · built 1990
Owner2 Individual Names on Record
Tax Bill$1,780 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN072A-12B-062

Property Details

APN / Parcel Number

Primary APN072A-12B-062
Alternative APNs
  • 072A-12B-062/00.00
  • 11176

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,672 sqft Adjusted Area
1st Floor Area1,276 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area168 sqft
Utility Building350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number11176
Old Parcel Number072A-12B-062/00.00
Street Address317 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 193 TWIN HARBORS PART 3A LEASE HOLD C@46
Legal Range02E
Legal Township07N
Legal Section12
Legal SubdivisionTWIN HARBORS PT 3A
Legal Lot Number193
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3012
Census Tract30208

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 TRACE HARBOR RD, MADISON, MS 39110-8766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Warranty Deed, Transfer
FIRST BK
Dec 9, 2019Deed of Trust, Mortgage · Line of Credit
PRIORITYONE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2016
Deed SaleApr 21, 2016
Deed Document Number0003330143
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateNov 19, 2020
Property Address317 TRACE HARBOR RD, MADISON, MS 39110-8766
Document Number0000911191
Book / Page003948 / 000347
Instrument DateNov 18, 2020
Instrument911191
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address317 TRACE HARBOR RD MADISON MS 391108766, MADISON, MS 39110-8766

Mortgage

Document Number911192
DateNov 19, 2020
Book Page003948/000349
Instrument911192
Lender
NameFIRST BK
TypeBank
AddressMCCOMB, MS 39648
Agreement
AmountAmount Recorded
Term60 Months
DueNov 18, 2025

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address317 TRACE HARBOR RD, MADISON, MS 39110-8766
Document Number0000881918
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 TRACE HARBOR RD MADISON MS 391108766, MADISON, MS 39110-8766

Mortgage

Document Number0000881918
DateDec 9, 2019
Book Page003800/000315
Instrument881918
Lender
NamePRIORITYONE BK
TypeBank
AddressMORTON, MS 39117-3538
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 8, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,780.00 (+1.19%)$17,343 (+1.23%)$115,620 (+1.23%) Land $30,000 Building $85,620
2024$1,759.00
2023$1,759.00$17,133$114,220 Land $30,000 Building $84,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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