323 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 323 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1991
OwnerIndividual Name on Record
Tax Bill$1,627 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN072A-12B-064

Property Details

APN / Parcel Number

Primary APN072A-12B-064
Alternative APNs
  • 072A-12B-064/00.00
  • 11178

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,460 sqft Adjusted Area
1st Floor Area1,133 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area144 sqft
Utility Building112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number11178
Old Parcel Number072A-12B-064/00.00
Street Address323 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 195 TWIN HARBORS PART 3ALEASE
Legal Range02E
Legal Township07N
Legal Section12
Legal SubdivisionTWIN HARBORS PT 3A
Legal Lot Number195
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3011
Census Tract30208

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address735 EAGLE AVE, JACKSON, MS 39206-5824
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Sep 14, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 14, 2021
Transfer Doc4101/21
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address323 TRACE HARBOR RD, MADISON, MS 39110-8767
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 TRACE HARBOR RD, MADISON, MS 39110-8767

Mortgage

Document Number004353/808
DateJul 26, 2023
Book Page4353/808
Instrument986180
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 5, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateSep 14, 2021
Property Address323 TRACE HARBOR RD, MADISON, MS 39110-8767
Document Number4101/21
Book / Page4101 / 21
Instrument DateSep 9, 2021
Instrument936363
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address127 FOXCHASE DR, 127, MADISON, MS 39110-9160

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 EAGLE AVE, JACKSON, MS 39206-5824

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,627.00 (+0.49%)$15,852 (+0.48%)$105,680 (+0.48%) Land $30,000 Building $75,680
2024$1,619.00
2023$1,619.00$15,777$105,180 Land $30,000 Building $75,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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