Madison County property record for 314 Trace Harbor Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1990 |
| Owner | Individual Name on Record |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-12B-081 |
| Primary APN | 072A-12B-081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,469 sqft Adjusted Area |
| 1st Floor Area | 1,108 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Account Number | 11195 |
|---|---|
| Old Parcel Number | 072A-12B-081/00.00 |
| Street Address | 314 TRACE HARBOR RD |
| City | MADISON |
| State | MS |
| Zip | 39110-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 213 TWIN HARBORS PART III-A LEASEHOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Legal Subdivision | TWIN HARBORS PT 3A |
| Legal Lot Number | 213 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30208 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 16, 2021 | Lease, Transfer |
| Aug 16, 2021 | Assignment of Lease, Transfer |
| Jun 13, 2017 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 |
| Deed Sale | Aug 16, 2021 |
| Deed Document Number | 0004087193 |
| Deed Book / Page | 4087 / 193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 314 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 314 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Investor | Possibly a Property Investor |
| Document Number | 004077/349 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 4077/349 |
| Instrument | 932734 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Lease |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 16, 2021 |
| Property Address | 314 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Document Number | 4087/197 |
| Book / Page | 4087 / 197 |
| Map Reference | CAB C SL 46 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 933985 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2180, RIDGELAND, MS 39158-2180 |
| Name | Verified Name |
|---|---|
| Address | 328 N FALLS XING, MADISON, MS 39110-5601 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 16, 2021 |
| Property Address | 314 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Document Number | 4087/193 |
| Book / Page | 4087 / 193 |
| Map Reference | CAB C SL 46 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 933984 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 314 TRACE HARBOR RD, MADISON, MS 39110-8765 |
| Document Number | 0000814913 |
| Book / Page | 003492 / 000203 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 TRACE HARBOR RD MADISON MS 391108765, MADISON, MS 39110-8765 |
| Document Number | 0000814913 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 003492/000203 |
| Instrument | 814913 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2032 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $772.00 (+0.65%) Homeowner's exemption | $10,448 (+0.49%) | $104,480 (+0.49%) Land $30,000 Building $74,480 |
| 2024 | $767.00 | ||
| 2023 | $767.00 Homeowner's exemption | $10,397 | $103,970 Land $30,000 Building $73,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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