1. Home
  2. Florida
  3. Okaloosa County
  4. Destin
  5. Summit Dr

319 Summit Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 319 Summit Dr, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,276 sqft · built 1983
Lot Size0.275 acres (11,995 sqft)
OwnerOwner Name on File
Last Sale$240,000 (Oct 2007)
Tax Bill$1,722 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-590-4812-4

Property Details

APN / Parcel Number

Primary APNC56-000-590-4812-4
Alternative APN
  • 00-2S-22-4400-0000-0100

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,276 sqft Heated Area
Gross Area3,510 sqft
1st Floor Area688 sqft
Upper Floors Area1,588 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,995 sqft (0.275 acres)
Lot Width75 ft Width
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area838 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address319 SUMMIT DR
CityDESTIN
StateFL
Zip32541-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEACONVIEW LOT 10
Legal Range22
Legal Township02S
Legal SubdivisionBEACONVIEW
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-000-590-4812-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address319 SUMMIT DR, DESTIN, FL 32541-2330
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST BANK CENTRE
Aug 19, 2022Deed of Trust, Mortgage · Line of Credit
MIDWEST BANK CENTRE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2007 · Amount on Record
Deed SaleOct 15, 2007 · Amount on Record
Deed Document Number2454532
Deed Book / Page2811 / 0820
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address319 SUMMIT DR, DESTIN, FL 32541-2330
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 SUMMIT DR, DESTIN, FL 32541-2330

Mortgage

Document Number0035241029
DateFeb 08, 2021
Book Page3524/1029
Instrument3428326
Lender
NameMIDWEST BANK CENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address319 SUMMIT DR, DESTIN, FL 32541-2330
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 SUMMIT DR, DESTIN, FL 32541-2330

Mortgage

Document Number0036383125
DateAug 19, 2022
Book Page3638/3125
Instrument3572751
Lender
NameMIDWEST BANK CENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueJun 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,722.00 (+6.43%) Homeowner's exemption$184,459 (+5.99%)$467,757 (+11.93%) Land $168,096 Building $299,661
2023$1,618.00 (+2.86%) Homeowner's exemption$174,039 (+3%)$417,920 (+7.39%) Land $117,041 Building $300,879
2022$1,573.00 Homeowner's exemption$168,970$389,145 Land $106,401 Building $282,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures